FundingPips

Prop trading firms have exploded in popularity in recent years, giving traders the opportunity to access significant capital without risking their own savings. 

Yet, many of these firms come with restrictive rules, delayed payouts, and hidden conditions that frustrate even experienced traders. 

That’s where FundingPips positions itself differently. This firm promises zero reward denials, flexible payout cycles, and account growth opportunities of up to $300,000 in simulated capital. 

But the real twist? FundingPips has built its model to let traders choose how they progress – fast or steady – without forcing them into a one-size-fits-all path. Let’s dive into the details.

FundingPips Review

Before looking at the account types and trading rules, it’s worth understanding the foundation FundingPips is built on.

Mission & Vision

FundingPips’ mission is clear: make trading accessible to more people while maintaining transparency, integrity, and consistency. 

This is more than just marketing – it’s reflected in their challenge structures, payout policies, and open communication with traders.

The firm’s vision is to become the most trusted prop firm worldwide by offering not only capital but also support, education, and growth opportunities for traders at all levels. 

In other words, they’re not just funding you; they want you to develop as a trader.

Core Values

FundingPips operates on three main values:

• Delivery – Fast, transparent processes that remove unnecessary delays in payouts or account approvals.
• Excellence – Setting a high bar for service and trading conditions, aiming to be more than “average.”
• Commitment – Providing long-term opportunities and account scaling so traders can build sustainable trading careers.

Why Choose FundingPips?

This isn’t just another prop firm copy-pasting the same challenge rules. FundingPips brings several key benefits to the table.

Zero Reward Denials

A common frustration with other firms is passing a challenge only to have profits withheld due to technicalities. 

FundingPips addresses this by ensuring traders are always paid when they meet the stated conditions . This policy reduces uncertainty and builds trust between the trader and the firm.

Your Favorite Platforms

FundingPips supports MetaTrader 5, Match-Trader, and cTrader. 

This flexibility means traders can choose the environment they’re most comfortable with – whether that’s MT5’s familiar layout, Match-Trader’s integrated features, or cTrader’s advanced charting tools.

Flexible Reward Cycles

You decide how often you want to get paid – weekly, bi-weekly, or monthly. This is a big plus for traders managing cash flow or those wanting to lock in profits more frequently.

Scaling Up to $300,000

Traders can grow their accounts to $300k in simulated capital. 

For those with a profitable strategy, scaling up means larger position sizes and greater earning potential without adding personal risk.

FundingPips Account Types & Challenges

FundingPips offers multiple paths to funding, allowing traders to pick based on their risk tolerance, speed preference, and payout goals.

Zero Challenge – Fastest Payout Option

• Structure: One stage – straight to a funded account.
• Payout: Bi-weekly at 95%, one of the highest splits in the industry.
• Rules: No profit target, 5% max loss, 3% daily loss.
• Requirements: Minimum 7 trading days.
• Cost: $69 for a 5k account.

This option is ideal for experienced traders who already have a proven strategy and want to skip lengthy evaluations.

1-Step Challenge

• Stages: Evaluation → Master.
• Payout: 80% every Tuesday.
• Rules:
  • Evaluation: 10% profit target, 6% max loss, 3% daily loss, 3 minimum trading days.
  • Master: No target, same loss limits.
• Cost: $59 for a 5k account.

Best suited for traders who want a balance between proving their skills and getting funded quickly.

2-Step Challenge (Standard)

• Stages: Student → Practitioner → Master.
• Payout Options: Monthly 100%, bi-weekly 80%, or Tuesday 60%.
• Rules:
  • Student: 8% profit target, 10% max loss, 5% daily loss.
  • Practitioner: 5% profit target, same loss limits.
  • Master: No target, same loss limits.
• Cost: $36 for a 5k account.

This path is popular with traders who prefer lower profit targets spread over multiple stages.

FundingPips Pro – Fast Evaluation

• Stages: Student → Practitioner → Master.
• Payout: Weekly 80%.
• Rules:
  • Both Student & Practitioner: 6% target, 6% max loss, 3% daily loss, only 1 minimum trading day.
• Cost: $29 for a 5k account.

Perfect for scalpers or short-term traders who can hit targets quickly.

Trading Conditions & Platforms

FundingPips combines flexibility with professional-level risk management.

Allowed Instruments & Sessions

You can trade major forex pairs, indices, commodities, and cryptocurrencies. Positions can be held overnight and over weekends, giving swing traders and position traders full flexibility.

Automated & Copy Trading

FundingPips allows EAs, algorithmic trading, and copy trading as long as they comply with the rules. You can even copy trade up to $300k in allocation.

Platform Choice

With MT5, Match-Trader, and cTrader supported, traders can select a platform based on their strategy, charting needs, and order execution preferences.

Payouts, Splits & Fees

FundingPips’ payout system is one of its strongest selling points.

Payout Speed & Splits

Choose between weekly, bi-weekly, or monthly payouts depending on your needs. Splits can go up to 95%, which is higher than many competitors.

Costs & Refunds

Fees vary by challenge type and account size, but they are competitive. Some plans have one-time fees, while others require monthly payments. 

Importantly, there are no hidden platform or activation fees.

Best Prop Firms in January 2026

Heads up! If you don’t have the time to read and research for weeks to find the best prop firm, then save yourself some hassle.

I personally recommend the prop firms below. They all have excellent reputations with great trader feedback. If any of them do stop being any less than excellent, I will stop recommending them. That’s my promise to you. I only promote great prop firms.

Oh, and we have also managed to negotiate some really great discounts to go with them!

Frequently Asked Questions

Final Thoughts

FundingPips stands out in the prop trading space for its trader-first approach. 

With multiple funding paths, zero reward denials, generous payout splits, and account scaling up to $300,000, it’s built to cater to different trading styles and career goals. 

Get Started Here

While no prop firm removes the challenge of consistently profitable trading, FundingPips removes unnecessary barriers and offers flexible structures that respect a trader’s time and effort. 

For those seeking a transparent, supportive, and scalable prop firm partnership, FundingPips is worth serious consideration.