Let’s cut to the chase – this FXIFY review is going to surprise you.
If you’ve bounced between multiple prop firms and still haven’t found one that truly adapts to your strategy, FXIFY might just be your final stop.
With a sleek platform, bi-weekly payouts, and account sizes up to $400,000, it’s engineered to scale with your skill.
But flashy stats aren’t enough – we dug deep into the platform’s evaluation models, pricing, performance splits, and trader policies to see if the hype checks out.
And what we found is a surprisingly flexible, well-funded system with real payout power.
FXIFY Review
FXIFY is a global proprietary trading firm that offers funded trading accounts to forex and futures traders.
FXIFY is currently one of the fastest-growing prop firms in the industry, with 200,000+ active traders across 200 countries.
The firm has already paid out over $30 million, with a single payout reaching $117,000.
Traders are drawn to FXIFY for its up to 90% performance split, bi-weekly withdrawals, and a choice of evaluation or instant funding models.
Unlike many rigid firms, FXIFY gives traders full control over their strategy, including the use of EAs, weekend holds, and news trading.
FXIFY Programs Explained: One for Every Trader
FXIFY offers five funding models to suit different skill levels, strategies, and risk profiles.
🟢 One Phase Program
This is FXIFY’s most popular option. It includes one evaluation step, and if you pass, you’re funded.
- Profit Target: 10%
- Daily Loss Limit: 3%
- Max Trailing Drawdown: 6%
- Cost: $199 for $25k account
- Refund: 100% after passing
It’s ideal for confident traders who want to get funded fast with minimal hassle.
🟠 Two Phase Program
A more traditional approach with two evaluation steps, offering slightly more relaxed rules.
- Profit Target: 10% per phase
- Daily Loss Limit: 4%
- Max Drawdown: 10%
- Cost: $199 for $25k
- Refund: 100% after passing
This plan is for traders who are consistent over time and don’t mind a longer process to get funded.
🔵 Three Phase Program
A lower-cost entry with reduced targets and a slower evaluation process.
- Profit Target: 5%
- Daily Loss Limit: 5%
- Max Drawdown: 5%
- Cost: $149 for $25k
- Refund: 100%
Best for traders who prefer conservative risk with minimal pressure.
Instant Funding and Lightning: Fast Track Options
These options are designed for advanced traders who want to skip the evaluation and start earning immediately.
⚡ Instant Funding
You pay upfront, and FXIFY funds you right away.
- Starting Capital: $10k to $50k
- Daily Loss Limit: 8%
- No evaluation or profit target
- Cost: $449 for $10k
- No refund or EAs allowed
This is the best seller, ideal for confident traders who want same-day capital and payouts.
⚡ Lightning Challenge
A hybrid model with a quick one-step evaluation and more flexible terms.
- Profit Target: 5%
- Drawdown: 4%
- Cost: As low as $59
- Starting Capital: Up to $100k
- Refundable
Most accessible for newer traders looking for a cheap entry point with solid upside.
Key Benefits of Trading with FXIFY
FXIFY isn’t just about programs – it’s about giving traders a real edge.
On-Demand Payouts
You can request your first payout as soon as you complete your first live trade post-funding.
There are no minimum withdrawal limits, and payouts are processed bi-weekly, which is rare in this space.
Up to 90% Profit Split
Traders can keep up to 90% of their profits, among the highest in the industry.
This payout ratio applies to both evaluation and instant funding programs, with no hidden clawbacks.
Tailored Programs for All Styles
FXIFY lets you trade with or without stop-loss, use EAs, and even hold positions over the weekend (unless you’re on Instant Funding).
You can choose between trailing and static drawdown as well.
Trading Platforms and Tools
All plans support MT4, MT5, or DXTrade. You pick the platform during checkout. Platform 5 is used specifically for the Lightning program.
Traders gain insights through Trading Central, which provides expert analysis, signals, and trade ideas directly on the dashboard.
Community, Competitions & Promotions
FXIFY is more than just a firm – it’s a community of traders working toward similar goals.
- 39K+ Discord members
- 71K+ Instagram followers
- Monthly trading competitions with free accounts up to $400k for winners
- Seasonal discounts (like 25% or 40% off plans) for both new and loyal traders
They’ve also partnered with WeForest for reforestation projects and recently celebrated their 2-year anniversary, showing their commitment to long-term growth.
How the Evaluation Process Works
FXIFY’s model is designed to be flexible and transparent.
Minimum and Maximum Trading Days
- Minimum: 5 days
- Maximum: Unlimited (except Lightning, which is 7 days max)
- This gives you the time and freedom to trade at your own pace without rushing through the challenge.
Risk Limits
- Trailing or static drawdown options, depending on the program
- Loss limits range from 3% to 8%, depending on the plan
- Most programs offer 100% refundable fees once you pass
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Frequently Asked Questions
What’s the Difference Between FXIFY’s One Phase and Two Phase Programs?
The One Phase program offers a single-step evaluation with a 10% target and 3% daily loss limit.
In comparison, the Two Phase program includes two steps with slightly higher drawdown allowances and the same profit target.
Both cost $199 and offer a full refund upon passing.
Can I Use EAs With FXIFY?
Yes, EAs (Expert Advisors) are allowed on all programs except for Instant Funding and Lightning.
FXIFY supports algorithmic trading on MT4, MT5, and DXTrade, giving algo traders room to work without restrictions.
How Fast Can I Withdraw Profits from FXIFY?
FXIFY offers on-demand payouts.
You can request your first withdrawal after your first funded trade. Most traders receive payouts every 14 days with no minimum withdrawal threshold.
What Is the Best FXIFY Plan for Beginners?
The Three Phase program is the most affordable at $149 and has the lowest targets (5% profit goal, 5% drawdown), making it a low-pressure entry point for beginners.
It still includes all core FXIFY benefits, including up to 90% profit split.
Final Verdict
Here’s the twist – this review reveals more than just a solid prop firm.
It uncovers a rare mix of flexibility, instant funding, elite payouts, and global reach that’s hard to beat.
Whether you’re a seasoned algo trader or a newbie with a strategy to prove, FXIFY provides room to grow, with capital, not pressure.
The multiple plan options, no-nonsense rules, and generous profit splits make it one of the most trader-friendly firms out there.
From our experience, FXIFY isn’t just good – it’s built for long-term success, and that’s what makes it stand out.