Top One Futures is one of the newer entrants in the futures prop trading space, offering traders access to funded accounts on CME products through a relatively simple evaluation model.
While the firm hasn’t reached the scale of Apex or Leeloo, it’s gained attention for fast onboarding, no time limits, and aggressive marketing.
But beneath the surface, how does it really stack up?
In this review, we’ll break down how Top One Futures works – including its pricing, challenge rules, scaling plans, and payout structure – and evaluate whether it’s a legitimate option for serious traders or just another short-lived prop firm.
Top One Futures is a proprietary trading firm that funds futures traders after they pass a simulated evaluation.
Like many futures prop firms, it uses data feeds like Rithmic and platforms like NinjaTrader or Quantower, providing access to markets such as the E-mini S&P 500, Nasdaq, crude oil, and more.
Traders pay a monthly fee for an evaluation account.
If they pass the evaluation without violating any rules (like max drawdown or trade limits), they receive a funded account with a live payout structure.
It’s a common model, but what sets Top One apart is the simplicity of its offerings and the emphasis on unlimited time to pass.
Top One offers a limited number of account sizes, typically ranging from $25,000 up to $250,000.
Prices vary based on account size, with the entry-level tier priced competitively – often similar to Apex’s full-price tiers, though without the deep discounts Apex runs regularly.
Each account is billed monthly, which means traders will continue to pay the subscription fee until they pass or cancel.
For example, the $50,000 account might be priced around $150/month, depending on promotions.
This model works well for traders who want to take their time, but can quickly become expensive if the challenge takes several months to complete.
There are no upfront data fees during the evaluation stage, which helps lower the barrier to entry. However, data fees do apply after funding – a common structure across futures prop firms.
Top One Futures uses a straightforward evaluation model, but traders need to understand how the rules work – especially when it comes to drawdowns.
The challenge is realistic, but certain details can catch traders off guard if they’re not prepared.
Here’s how the key rules break down:
While the rules are manageable, the trailing drawdown structure based on equity (not just balance) introduces more risk for traders who hold positions longer or ride out volatility.
Conservative day traders may find it easier to work within this model, but swing traders should proceed with caution.
Once the profit target is hit and all rules are respected, traders graduate to a funded account.
Top One Futures typically transitions traders to a “live sim” account before moving to full live funds.
During this phase, traders begin receiving real payouts, but the firm may still be monitoring performance closely.
The scaling is slower during this stage.
Unlike Apex or Take Profit Trader, which allow aggressive growth across multiple accounts, Top One sticks to a conservative model with one account per trader and modest scaling over time.
This may be limiting for high-volume or institutional-style traders.
Top One Futures follows a traditional split model, starting at 80% to the trader once funded.
Payouts are processed monthly after the first 10 trading days are complete and all conditions are met. While some firms now offer up to 90%, the 80% standard is still considered competitive.
One positive is the fast processing time once payouts are requested.
Based on trader feedback, Top One has been consistent with paying out on time and in full, which is one of the key trust signals in the prop firm space.
Withdrawals are usually sent via bank transfer or cryptocurrency, and there’s a minimum payout threshold (usually around $1,000).
Top One supports most major futures trading platforms, including NinjaTrader, Quantower, and R Trader Pro. Rithmic is the default data provider, and performance is stable for most traders.
Customer support is handled via email and live chat.
Response times are decent, though not as fast as Apex’s team, which runs 24/7 support during most U.S. trading hours.
Top One’s support team is more active during business hours, so night traders may face delays.
The onboarding process is fast – most traders are able to access their evaluation account within minutes of payment, which is a plus.
Top One may appeal to futures traders who:
However, traders looking for bulk discounts, fast scaling, or multiple account setups may find more flexibility with larger firms like Apex Trader Funding or Take Profit Trader.
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No – one of the best features of Top One Futures is that there’s no expiration date on your evaluation account. You can take as long as needed to reach the profit target, which is ideal for traders who prefer a slower or more cautious pace.
The trailing drawdown tracks your account’s equity, not just closed balance. This means if your trade is in profit and then reverses before closing, the drawdown may still hit. It’s a common challenge among prop firms, and traders should plan their risk accordingly.
Once you hit the profit target without violating rules, you move into a funded phase. Most traders are first placed in a live-sim environment before transitioning to full live capital. Real payouts start during this stage, but some restrictions may still apply.
No – Top One Futures currently limits traders to one funded account at a time. If you’re looking to scale across multiple accounts or build a larger trading book, you may want to consider other firms that support multi-account trading.
Top One Futures has some appealing features: fast onboarding, no time limits, clean evaluation rules, and a fair profit split.
For disciplined, patient traders who want a streamlined experience, it offers a no-frills alternative to some of the more complex prop firms out there.
But it also comes with tradeoffs – including a strict trailing drawdown, limited transparency, and fewer growth opportunities.
Without public funding statistics or a large trader community, it’s harder to gauge how the firm handles pressure at scale.
If you’re testing the waters with your first funded futures account, Top One can be a reasonable place to start.
Just know that if your long-term goal is to scale aggressively or manage multiple accounts, other firms may offer a broader runway.
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